Troop Insurance
Mutual of Omaha – Girl Scout Accident Insurance
There are 4 plans of Girl Scout insurance available through Mutual
of Omaha. After completion of the form, troops should pay for the
insurance at any of the council offices. The forms should be sent to
the Girl Scout Program Department, where it will be signed off and
sent to Mutual of Omaha.
If there is an accident of any kind,
the Claims Form must be completed, and sent to the Girl Scout Finance
Department. Council will validate it, and send it on to Mutual of
Omaha. All Service Centers and camp properties have hard copies of the
Claims
Form.
Complete descriptions can be found in the Mutual
of Omaha Council Insurance Guide.
Activity Accident Insurance – Basic Coverage
This plan provides basic accident protection for every
registered girl and adult Girl Scout member. All members are
automatically covered upon Girl Scout registration and payment of
dues. Provides Accident Protection for: Every girl and adult member of
your troop for any approved, supervised activity of the Girl Scouts,
except activities lasting more than two consecutive nights (a third
night is covered only for any official federal holiday, such as
Memorial or Labor Day). Also covers travel directly to and from the
covered activities.
The Basic Coverage insurance pays the first
$130 of medical bills, and then the member’s personal insurance picks
up the remainder, to the insurance cap. See the Basic
Coverage Plan for complete details.
Plan 2 – Non-Member Insurance and Basic Accident Coverage for Trips
Non-Member Coverage
This plan provides basic accident
protection for non-members during a Girl Scout activity they are
participating in. For example, it would cover a Tagalong unit of
non-Girl Scout siblings (girls under age 5 and boys of any age) in a
Day Camp unit, because they are participating in the camp program.
Basic Accident Coverage for Trips – This plan continues the basic
accident coverage for both members and non-members on any trip lasting
3 nights or longer. This plan (or optional plans 3E or 3PI) is
required coverage for any trip lasting 3 nights or longer. It covers
an accident only, and will not cover medical costs if a member gets
sick on the trip and needs medical assistance.
Plan 2 (Optional
accident insurance for GS activities and events)
Plan 3E – Accident and Sickness Coverage for Trips
Plans 3E is the most widely used of the Optional Plans due to
the flexibility.
• The plan covers both members and nonmembers
as participants with completion of a single enrollment form
•
The plan provide sickness coverage, as well as accident coverage.
Plan 3E - only pays for the first $135 of the sickness or accident,
and then the member’s personal insurance picks up. Additional expenses
not covered by personal insurance may be covered, up to the cap.
Plan
3E - (Optional accident and sickness insurance for GS activities
or events)
PLAN 3PI Accident and Sickness Insurance - For International Trips
Plan 3PI is a comprehensive travel insurance package combining
accident and sickness insurance with emergency travel assistance
service. Plan 3PI includes essentially the same coverage found in Plan
3P (for events lasting more than 2 nights and not covered under the
Basic Plan 1), but with a Travel Assistance Service “safety net”
feature added. Should a medical or other emergency occur while abroad
or if there are concerns before making a trip abroad, the Council or
troop volunteer is a free telephone call away from mobilizing
resources to provide their “hands on” assistance.
Plan
3PI and full description
of International support
